- Consolidated net profit of €1,530m (+36.8% compared to 31 December 2024)
- Insurance Group net profit of €1,208m (+40.5% compared to 31 December 2024)confirming the strength of the Group’s core business
- Proposed dividend of €1.12 per share (+31.8%), dividend yield of 5.7%, fullydistributed in cash
- Direct insurance income significantly up at €17.4bn (+11.1% compared to 31December 2024) with excellent performances by all the businesses:
- Non-life: €9.6bn (+4.5%)
- Life: €7.8bn (+20.6%)
- Non-life: €9.6bn (+4.5%)
- Non-life combined ratio at 92.9% up on 2024
- Financial strength reinforced with a consolidated solvency ratio of 233%(Insurance Group solvency ratio of 281%)
The financial performance for the year significantly exceeded the pre-set targets:
• consolidated net profit of over €1.5bn in regard to a cumulative (2025-2027) target of €3.8bn;
• Insurance Group net profit of over €1.2bn in regard to a cumulative (2025-2027) target of €3.4bn;
• dividend proposal of approximately €804m in regard to a cumulative (2025-2027) target of €2.2bn.
In 2025, the Unipol Group reported consolidated net profit of €1,530m (36.8% up on the figure of €1,119m in 2024) and an Insurance Group net profit of €1,208m (40.5% up on the figure of €860m in 2024), mainly due to the effective performance of the core insurance business, the strong financial management results and the contribution from the banking associates.