Unless otherwise specified, all the above reported figures refer to the Unipol Group.
The results of the Banking Associates BPER and BPSO before 2023 are attributed to the "Damage" and "Other" sectors. 2025 2024 2023 2022 2021 €mn IFRS17/9 IFRS17/9 IFRS17/9 IFRS4/IAS39 IFRS4/IAS39 Direct premiums 17,361 15,621 15,060 13,645 13,329 Non-Life 9,584 9,175 8,651 8,304 7,943 Life 7,777 6,446 6,409 5,341 5,386 Combined Ratio (net of reins.) 92.9% 93.6% 98.20% 93.8% 95.0% Loss Ratio 65.2% 67.6% 71.50% 65.2% 67.1% Expense Ratio 27.8% 26.0% 26.70% 28.7% 27.9% Pre-tax Result 2,058 1,316 1,565 1,108 951 Non-Life 926 537 658 846 821 Life 369 325 329 273 213 Other 72 61 -19 -10 -83 Banking Associates 691 393 597 - - Net Result 1,530 1,119 1,331 866 796 Group Net Result 1,482 1,074 1,101 683 627 Dividends 804 610 273 265 215 DPS (€) 1.12 0.85 0.38 0.370 0.300 Total Equity 10,715 9,628 9,799 7,662 9,722 Shareholders Equity 10,391 9,321 7,967 6,130 7,780 Solvency 2 ratio 230% 212% 215% 200% 214%
To access the former ex UnipolSai documents, consult the ex UnipolSai archive.