Strategic guidelines
Risk-based portfolio growth and optimisation
Product engineering and dynamic portfolio management
Health sustainable growth
Data-driven innovative retail platform
Phygital health offering
Beyond insurance services Customer-centric growth
Omnichannel distribution model Agency Network-centric
Bancassurance productivity boosting
Tech platforms evolution
AI driven solutions scale-up
Tech skills massive adoption
Targets
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Insurance KPIs
2027 Target Δ vs 2024 Non-Life Premiums 10.6 €bn + 4.9% CAGR of which Motor 4.9 €bn + 4.2% CAGR of which Non-Motora 4.2 €bn + 4.7% CAGR of which Health 1.4 €bn + 7.7% CAGR Non-Life CoR 92.0% - 1.6 p.p. Life premiums 7.4 €bn + 4.8% CAGR a Excluding Health business
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Financials KPIs
2025-2027 cumulative target 2025-2027 consolidated net profit 3.8 €bn 2025-2027 Insurance Group net profit 3.4 €bn ~+13% EPS CAGR 24-27 2025-2027 dividends 2.2 €bn ~+10% DPS CAGR 24-27
