UnipolSai Group highlights
31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 | 31/12/2018 | 31/12/2017 | |
|---|---|---|---|---|---|---|
| Insurance business - Aggregate income (Italian GAAP) | 13,645 | 13,329 | 12,210 | 14,014 | 11,718 | 11,068 |
| variation (%) YoY | 2.4% | 9.2% | -12.9% | 19.6% | 5.9% | -11.4% |
| - Non-Life insurance premiums | 8,304 | 7,943 | 7,882 | 8,167 | 7,953 | 7,355 |
| variation (%) YoY | 4.5% | 0.8% | -3.5% | 2.7% | 8.1% | 1.9% |
| - Life insurance premiums | 5,341 | 5,386 | 4,328 | 5,847 | 4,292 | 3,713 |
| variation (%) YoY | -0.8% | 24.4% | -26.0% | 36.2% | 15.6% | -29.7% |
| Loss ratio (direct premiums) | 62.2% | 64.0% | 57.3% | 66.1% | 67.4% | 67.7% |
| Expense ratio (direct premiums) | 28.8% | 28.5% | 28.1% | 27.7% | 27.2% | 28.2% |
| Combined ratio (direct premiums) | 91.0% | 92.5% | 85.4% | 93.7% | 94.6% | 95.9% |
| Net investment income and capital gains on disposal | 1,531 | 1,496 | 1,371 | 1,606 | 1,924 | 1,568 |
| variation (%) YoY | 2.3% | 9.1% | -14.6% | -16.5% | 22.7% | -0.8% |
| Profit before taxation | 920 | 895 | 1,119 | 969 | 964 | 933 |
| variation (%) YoY | 2.8% | -20.0% | 15.5% | 0.5% | 3.3% | 37.0% |
| Consolidated profit | 651 | 723 | 853 | 721 | 699 | 690 |
| variation (%) YoY | 9.9% | -15.2% | 18.3% | 3.1% | 1.3% | 31.0% |
| Group net profit | 597 | 688 | 820 | 694 | 652 | 664 |
| variation (%) YoY | -13.2% | -16.1% | 18.2% | 6.4% | -1.8% | 34.0% |
| Investment and liquid assets | 60,504 | 69,339 | 68,769 | 66,369 | 59,718 | 51,971 |
| variation (%) YoY | -12.7% | 0.8% | 3.6% | 11.1% | 14.9% | -17.8% |
| Technical provisions | 51,766 | 57,128 | 57,707 | 57,567 | 53,223 | 45,757 |
| variation (%) YoY | -9.4% | -1.0% | 0.2% | 8.2% | 16.3% | -18.0% |
| Shareholder's equity | 5,568 | 7,964 | 7,881 | 6,878 | 5,448 | 5,869 |
| variation (%) YoY | -30.1% | 1.1% | 14.6% | 26.2% | -7.2% | -5.0% |
| N. of staff | 12,315 | 11,881 | 11,770 | 12,274 | 11,935 | 11,529 |