• Consolidated net profit of €1,119m (+5.2% compared to 31 December 2023)
• Insurance group net profit of €860m (+12.0% compared to 31 December 2023)
• Planned dividend of €0.85 per share (dividend yield 6.2%)
• Direct insurance income of €15.6bn (+4.6% compared to 31 December 2023)
- Non-life: €9.2bn (+7.7%)
- Life: €6.4bn (+0.6%)
• Combined ratio 93.6%
• Consolidated solvency ratio 213%; Insurance group solvency ratio 263%
• Cumulative net result for 2022-2024 of €2,957m (compared to €2,300m in the 2022-2024 Strategic Plan (+28.6%)