
Survey with a panel of outside experts for the Italian insurance market
The 2025 edition aimed to explore the 6 emerging risk areas identified on the basis of a systemic analysis of the macro change trends in the external context monitored by the Observatory's radar.
The Observatory chose to explore 6 risk areas, involving a panel of external experts from the academic world and research centres, as well as opinion leaders for each cluster.
The respondents participated in a structured online survey, aimed at capturing a multidimensional assessment of emerging risks that took into account various parameters: time horizon, probability of occurrence, potential impact on the Italian insurance sector, and interconnections between risks. Since the 2022 edition, three new risks have been introduced: Environmental Pollution within the Climate Change and Biodiversity cluster, and Artificial Intelligence and Space Risk within the Technology and Data area.
Once again, while reflecting the specific characteristics of the survey’s current context, the results of this edition maintained a strong forward-looking vision, focusing the radar on the long-term challenges that we will have to face in the years to come. Furthermore, the importance of having a systemic view of risks, capable of capturing the growing complexity of the external context, was consolidated, with an increase in the relevance of the risks positioned at the centre of the main Risk Nexuses.
Macro-cluster of emerging risks