Financial
2026 Mar 27 - 07:20
- Consolidated net profit of €1,530m (+36.8% compared to 31 December 2024)
- Insurance Group net profit of €1,208m (+40.5% compared to 31 December 2024), confirming the strength of the Group’s core business
- Proposed dividend of €1.12 per share (+31.8%), dividend yield of 5.7% fully distributed in cash
- Direct insurance income significantly up at €17.4bn (+11.1% compared to 31 December 2024) with excellent performance by all businesses:
- Non-life: €9.6bn (+4.5%)
- Life: €7.8bn (+20.6%4)
- Non-life combined ratio at 92.9% an improvement on 2024
- Greater financial strength with a consolidated solvency ratio of 230% (Insurance Group solvency ratio of 279%)
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- The Group is integrating more sustainability factors into the business and reinforcing its commitment to support sustainable development and the environmental transition:
- 42.6% (31.5% in 2024) of total premium income comprises products with social or environmental value
- Maximum solvency capital requirement (SCR) of €600m to cover NatCat risks subject to statutory obligations
- 16.1% of Italians covered by Unipol Group welfare insurance (life and health)
- At 2025 year end, 60.1% reduction (compared to 2019) in Scope 1 and 2 emissions linked to the energy consumption of Group operating property assets and the employee car fleet.
- Scope 3 emissions associated with investments reduced to 25.3 tCO2eq/m€ by 2025 year end from 59 tCO2eq/m€ in 2022
- €1.71bn in investments supporting the 2030 Agenda
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