2000/09

At the Board of Directors of 17 December, the Chief Executive Officer Carlo Salvatori announces his exit from the Group. He also expressed the intention to propose the current General Manager Carlo Cimbri as a candidate for the post of Chief Executive Officer.

The first two Partner Days of the Group are held in Bologna on 25 November and in San Donato Milanese on November 26.

At the conclusion of the organizational restructuring process of the Group, the need is felt for communicating to the market the changes and evolution of Unipol from insurance Company to financial/insurance group - through an advertising campaign entrusted to one of the largest international comm

Unisalute sets up a network of approximately 1,000 partner dental practices.

On 26 September, the first corporate event “ONE” is organized in the Cesena stadium in the presence of over 12,000 people, including employees and agents.

The Company’s interest in the promotion of prevention continues through the provision of a metabolic syndrome screening service (i.e.

Under the framework agreement with the University of Bologna, two research projects are activated in collaboration with the Faculty of Economics.

The bureaucratic process that allows Unipol Private Equity SGR to become part of the UGF Banca Banking Group is brought to completion.

The Foundation Unipolis transfers its headquarters to Via Marconi in Bologna. A new website and an online community “Culturability” on the issue of the value of culture are launched.

Robert Engle, Nobel Prize in Economic Sciences in 2003 is a guest of Unipol at the conference at the University of Bologna on “The volatility of financial markets. How to predict it and how to manage its risks”.

The project ESSIG Life is implemented with the aim of modernizing the IT architecture of the Life business platform, introducing new features.

On 7 April, immediately after the earthquake in Abruzzo, Unipol decides to support the earthquake victims by paying € 50,000 into the solidarity fund.

On 20 March, , Unipol presents the 2008 results of the initiative “One Euro per policy for Terra Libera” in Naples: the amount raised, € 157,000 is allocated to the cooperative “La terra di Don Peppe Diana” for the production of “legal mozzarella” on land confiscated from the Casalesi clan of the

On 19 March, the Board of Directors of Unipol approve the Group’s new Code of Conduct, which describes the ways in which it intends to apply its values.

On 1 February, UGF Assicurazioni becomes operational. It benefits from the commercial strength of the Unipol and Aurora brands, which will retain their separate identity and commercial capacity.

Again in 2009, Linear is committed to ensuring opportunities for savings to potential customers.

On 29 December, the Group’s reorganization process ends after the establishment of the holding Company UGF in September 2007.

On 11 December, the Board of Directors approves the Group’s Charter of Values.

The Foundation Unipolis renews its solidarity initiative “The Key to Smiling”.

Unipol is the first company to intervene responsibly and transparently to protect its customers (8,500) who have signed index-linked policies.

In 2008, among many other activities, the Foundation Unipolis supports the festival of the magazine “Internazionale” held in Ferrara and signs a four-year agreement with the Association Cinemovel to support access to film culture by populations that are traditionally excluded from it and achieve

Unipol launches “Young Unibox”, the first car policy in Italy that makes it possible to eliminate the premium increase for young people under 30.

Unisalute begins activities designed to bring a portion of its contracts with customers and with suppliers on the web, with the aim of being able to offer better services with shorter waiting time.

The annual meeting of Euresa is held in Pollenzo (Cuneo). The meeting addresses the issues of the global financial crisis that has followed the bankruptcy of the US investment bank, Lehman Brothers.

The Group’s strength lies in the diversity of its offer and the agency network represents the most significant element thereof. Assicoop corporate agencies operate alongside the private agencies.

As part of the project for the strategic development of the Group’s information system (ESSIG), it is decided to implement the new information system.

Five scholarships for employees’ children who have attended and completed middle and high school studies in school year 2007-2008.

During 2008, Unipol Banca launches a Company reorganization process aimed at splitting the bank into two specialized divisions: business and individuals.

The Fourth General Meeting of the Agents Group of Aurora is held in Castellaneta Marina (Taranto). On the occasion, the Aurora Agents have set themselves the goal of redesigning their role in the market and the functional reorganization of the Agents Group is studied.

A photo contest is launched among all employees, agents and agency staff. The topic of the first edition is “Travel notes”. The 2009 desk calendar will be made up of the 12 winning photographs and will be distributed to all employees.

On 16 June, the Chairman and the Chief Executive Officer of Unipol Gruppo Finanziario, Pierluigi Stefanini and Carlo Salvatori, are received at the Quirinale.

Along the process of renewal of the Unipol architecture, the hardware infrastructure of agencies, claims settlement centers and bank branches is renewed.

In May 2008, the Association of Unipol Agents celebrates its 40th anniversary. During this long period 23 general meetings have been held and 11 supplementary enterprise-agents agreements signed.

UniSalute launches the Health Plan SaluteMia, which lets customers perform important diagnostic tests and investigations for the prevention of women’s diseases.

The technical area organizes a conference of Property claims adjusters who deal with civil liability. Following several acquisitions, it becomes important to share stories and put together the various professional experiences.

Unipol further strengthens its partnership and collaboration relationship with Libera - “Associations, numbers and names against the mafias”.

In March, the first edition of Pixel, the house organ of the Group, comes out. The first issue is in electronic format, the next issues are printed and distributed to all employees. The latest issue, number 8, is printed in May 2010.

Unisalute becomes the manager of all the policies (including individual policies) of the Group, which require the presence of a partner network (in replacement of managers outside the Group).

Linear launches a partnership with Coop Italy. With the collection of points, Linear offers Coop members a number of points (up to a maximum of 2,500) to those who purchase or renew a MV TPL policy.

With the establishment of Unipol Gruppo Finanziario, the Foundation initiates a repositioning strategy. Thus the Foundation Unipolis is established.

The Parties enter into discussions about the procedure to transfer applicants considered eligible.

In 2007, the annual festival of Linear becomes an opportunity to celebrate 10 years in business. On 25 October, all employees gather at the Chalet of the Roses for an event devoted to shared and participated self-management to retrace the path taken together.

On 13 September, Unipol Banca expands its product range by acquiring Cooperleasing, a company specializing in the field of leasing.

On 1 September, the implementation of the project to reorganize and strengthen the Unipol Group is completed. During the same:

Unipol launches Mosaico, the Company intranet. The Group’s intranet is completely redesigned both in terms of functions and navigation and with regard to the organization of its contents. In parallel the process of unification of the existing Intranet continues at the various Group companies.

Unisalute acquires and begins to manage Fondo Est, the fund that ensures all workers in the trade, tourism and catering sectors (over 1.5 million people).

In 2007, out of the three working groups set forth under the agreement with the French partners in November 2006, the one relating to the issues of bancassurance is activated.

In 2007, a review of the organizational structure of information systems begins for the purpose of streamlining skills and services.

Unipol introduces the product “2diCuore” to the market, which allows to combine one’s current account and Motor TPL policy, thereby ensuring customers a significant added value in terms of cost-effectiveness, simplicity and time savings.

Linear completely redesigns its website for the purpose of usability, with new features and initiatives, including the abandonment of the “Onlinear” designation. Thus Linear.it is created with innovative services.

During 2006, Unipol Banca reaches a significant size on the national territory.

On 18 December, an understanding is reached between Unipol, Linear, Unisalute and trade union representatives of FIBA CISL, FISAC CGIL, FNA, SNFIA and UILCA UIL.

UnipolSai Assicurazioni is Main Sponsor of the National Food Collection Day, taking place right across Italy.

After the meeting of the Euresa Boards, the anticipated meeting of the new Unipol managers with members of senior management of the two French mutual companies takes place.

The Foundation Cesar confirms its collaboration with the Association Libera chaired by Father Ciotti and throughout the year supports and participates in “Contromafie, the Antimafia Estates General”, a Day in memory of the victims of the Mafia (March 21) and the Antimafia Caravan.

In 2006, the Unipol Group decides to provide its employees with a “package” of proposals called “Ingruppo”, covering both the insurance and banking sphere.

The Group starts work on a new elevated building complex in Bologna that arises in Via Stalingrado between Via Aldo Moro and Piazza Costituzione: “Porta Europa”.

Two new products are created in the social security class: “Ti vogliamo bene” and “Dovunque 6”.

With the change in the Group’s governance, new strategies are defined and new goals set. In September, the preparation and approval of the Business Plan 2007 - 2009 and of the Group’s corporate reorganization plan is put forward.

In 2006, the project “Evoluzione Aurora” (Aurora development) starts and renews all personal computers and laser printers of the Aurora agencies. An important step on the road to technology, speed, and customer response.

An arrangement is reached on the appointment of representatives of companies and trade unions.

In June, the Group’s Board of Directors appoints Carlo Salvatori as Chief Executive Officer of Unipol. He is entrusted the operational management of the Company.

The range of auto products is enriched by the new Bonus / Malus rate with guaranteed recovery of the deductible in case of accident.

On 6 April, Net Link Aurora and Net Link Unipol, the new web portals dedicated to the agencies become officially operational.

Linear proposes the campaign “Wanted” with a new feature.

An agreement is entered between Unipol and Libera to provide help in setting up cooperatives that manage assets confiscated from the mafia.

In early 2006, an agreement is concluded with BNP Paribas.

Giovanni Consorte and Ivano Sacchetti resign, respectively, from the office of Chairman and Chief Executive Officer, the former, and Deputy Chairman and managing director the latter.

Unipol is the 3rd Company in the Italian market and it pursues the proposed acquisition of Banca Nazionale del Lavoro with a PPO (Public Purchase Offer) of BNL shares to be initiated, however, subject to approval of the Bank of Italy, after consulting ISVAP.

 In 2005, the renewal of the various standing agreements with member organizations is followed by a national advertising campaig.

On 24 May, an agreement is reached between Unipol, Aurora and the trade unions concerning the Group’s IT systems.

On 24 May, an agreement is reached between Unipol, Aurora and the trade unions regarding rules on work to be performed on an on-call basis.

Sicurstrada, the project of the Foundation Cesar along with ASAPS (Associazione sostenitori e amici della polizia stradale, Association of supporters and friends of the traffic police) gives rise to a road safety campaign called “Safe travel for yourself and for others” involving highway Police a

As of May 2, Unipol presents two new products in its portfolio to the market and to the media world: “Unibox Strada Sicura” and “Franchigia Fruttuosa”.

The Group’s first Social Report is published.

In 2005, the development of the distribution network of Unipol Banca continues by extending its presence in 16 regions and 70 provincial districts.

The advertising communication of Linear is radically renewed with a logo restyling.

In early 2005, Unipol closes the Foreign Service, the organizational unit that had so far guaranteed a functional contact with international institutions (ICMIF and ACME, in particular) and with partners, and the institution Euresa, as well as most of the contacts concerning equity investments in

In January, Unipol completes the unification of the Group’s claims settlement offices. The process, which began in 2003 for MeieAurora, involved the settlement offices of Winterthur in 2004. This reorganization has allowed the Company to standardize the IT system and structure on the territory.

Not just at the company level, but at the level of entire sectors, the need to include the benefits of supplementary pensions in collective bargaining agreements becomes widespread.

In November, the new headquarters of Aurora in San Donato Milanese (Milan), where all former Aurora, Meie and Winterthur employees work, opens.

In 2004 the project “partner body shops” between agencies and trusted auto body repair shops continues in order to significantly improve relations with customers.

Sicurstrada and the Foundation Cesar work with the Foundation Ania in providing a free distance-learning course.

Following the acquisitions in the previous years and sound policy, Unipol manages to become the third largest Italian insurance Group behind Generali and Allianz.

In 2004, the development in size of Unipol Banca continues with the opening of 19 new branches and the acquisition of 22 branches from Banca Antonveneta. Cooperation begins with Aurora Assicurazioni, the Group’s Company, in order to open branches integrated with such Company’s agencies.

In 2004 Unipol satisfies the demand for greater protection and security of capital and returns with new life insurance investment products.

The Company chooses to take advantage of every opportunity for contact with customers through a dedicated network and by developing front desk skills.

A demand emerges from the market for products in the Motor vehicle business that combine savings and simplicity.

On 8 April, a framework agreement is reached between Unipol and the trade unions of the various Group companies on industrial relations.

During 2004, the Group completes the complex corporate integration operation that witnesses Winterthur Assicurazioni acquire, at various times, the companies MeieAurora, NewWin Assicurazioni and Winterthur Vita, taking the name Aurora Assicurazioni, the third multi-business Company operating in I

To customers who are part of the Club Sapiens, Linear sends a quarterly newsletter in paper that contains useful information for anyone who owns a motor vehicle.

Unisalute decides to develop the social security sector with products not exclusively supplementary to the health policies.

In November, Unipol provides all the Italian agencies with e-mail services and free Internet access.

In 2003, Unipol chooses to celebrate its fortieth anniversary of its incorporation by inviting the European Association of insurance companies of the cooperative movement, ACME, to organize its annual conference in Bologna, at the Company headquarters.

The advertising campaign of 2003 recalls the previous year’s campaign with some new features. In fact, in early 2003, there is the need to renew a message that, while continuing to give great satisfaction in terms of return, is losing effectiveness after more than one year.

Unipol acquires the Winterthur Italy Group, based in Milan, from Crédit Suisse, strengthening its fourth place in the ranking of Italian insurance companies.

The Foundation Cesar creates the “Virtual Museum of Italian Cooperation”, multimedia documentation and information center on cooperation and social economy. The museum features the collaboration of the cooperative world and the Italian Institute of Cooperative Studies Luigi Luzzatti.

In 2003, Unipol Banca establishes the unit Key Accounts Service generating relationships with over 300 new companies.

In February the Foundation Cesar addresses the issue of MV TPL rates at a conference in Rome entitled “Still on MV TPL”.

The product offering of Linear to potential new customers continues to be promoted by positive word of mouth significantly.

 An agreement is reached between Unipol, MeieAurora and the trade unions on the strategy and unification project of the claims settlement offices of the various Group companies.

In November, in collaboration with the American Company Best Doctors, Unisalute launches a new product “Without Borders”, which, in case of serious diseases, provides the possibility of obtaining a second diagnosis by the best doctors at the national and international level and having a ceiling f

In 2002, Sertel, the data center for claims settlement, is further expanded.

At the Congress of Unipol agents in Montecatini Terme, Francesco Saporito, Turin agent, is appointed Chairman of the Association of Unipol agents (AAU).

Unipol starts developing Unibox Strada Sicura, a technological system that keeps the car under constant satellite monitoring. Exploiting the GSM technology and GPS system, Unibox is able to transmit the data from the car to an operations center open 24 hours a day.

The program Leonardo dedicated to training within the World Social Economy is concluded.

The business strategy of Linear is focused not only on the acquisition of new customers, but especially on keeping the customers already acquired.

In 2002, the expansion of the sales network continues incisively. With the opening of 20 branches and the acquisition of 60 branches from the Capitalia Group at year-end, it has reached 173 branches (against 95 at the end of 2001), plus 57 financial outlets and 408 financial advisers.

Unipol chooses to improve management efficiency and commercial effectiveness of its agencies. The goal is to further move the focus of network activities from management to development and to strengthen the concept of client-centered business.

The development of Unipol Banca has strong momentum in 2001: in particular it acquires 51 branches from Banca Intesa Group.

During 2001, several agreements with the member organizations of Unipol are renewed, the most important of which with CGIL, UIL and the CIA.

In 2001, Unipol launches the “Master for neoliquidatori”, lasting four months, which is attended by 18 graduates.

On 4 December, for the second consecutive year Unipol wins a prestigious award which further confirms the commitment and transparency of its corporate communication.

The year 2001 is a year of consolidation and strong commitment of the anti-fraud unit.

Unipol is present on the net with three sites: unipol.it, agenziaunipol.com, unipolonline.com.

In 2001, Unipol manages the resources of five pension funds (two more than the previous year) and is awarded the management of four more funds.

In 2001, Unipol adheres to the initiatives linked to the Decree of the Ministry of Environment on “Sustainable mobility in urban areas” (the so-called Ronchi Decree), which inter alia provides for the commitment of the Regional and local authorities to take measures to prevent and reduce the emis

In 2001, a new product, geared for enterprises, is launched. It offers the possibility, under a single contract, to insure against risks relating to Third Party Liability against Employees in relation to carrying out a business activity, Liability for Products and Legal Protection.

The merger of Aurora Assicurazioni into Meie Assicurazioni takes effect. The new Company takes the name Meie Aurora.

The Foundation Cesar begins collaborating with Libera, Associazione Nomi e numeri contro le mafie (Association of names and numbers against the mafias).

In April 2001, Unipol pays the penalty imposed by the (Italian) Competition and Market Authority in the previous fiscal year.

The Board meeting of Euresa takes place in Venice. A program is prepared for the anticipated Forum program “Innovations and Projects” to be held in Bologna in 2002.

The development of Linear continues also thanks to the Internet channel, which constitutes 25% of the total premium income. There are 50,000 newly policyholders during the year.

On 26 January 26, “Unipol Insieme” is launched, a new open-ended pension fund, which stands apart for having two guaranteed lines and a balanced ethical line among its investment compartments.

In 2000, the intensive development program of Unipol Banca continues. Thirteen new branches integrated with insurance agencies and 17 financial outlets are opened.

The Company reorganizes its sales network and brings together a number of agencies. This enables an increase in the average portfolio. The market share is reduced for the first time, but this is the result of the entry of leading banking groups in the Life insurance market.

On 4 December, as part of the ceremony for the award of the Oscars for financial statements and financial communication in 2000, Unipol is awarded, for the 1999 financial statements, the Oscar in the category of Insurance Companies, in recognition of the formal correctness and clarity of the docu

The year 2000 is a year in which Unipol’s priority is certainly the domestic market and its evolution.

The first network perimeter passive defense component is purchased and therefore provides protection in terms of network security.

In 2000, procedures begin for adapting software to the transitional period of coexistence with the national currency, and for the period in which only the Euro will operate.

In the month of June, with several transactions, Unipol acquires a majority of the share capital of Navale Assicurazioni, Meie Assicurazioni, Meie Vita and Aurora Assicurazioni.

The service quality that Linear offers its customers, and that is one of the strategic priorities of the Company, obtains an important recognition in 2000: Linear is in fact the car insurance company that achieves the highest degree of customer satisfaction and is therefore awarded the BICSI - Da

On the tenth anniversary of its operations, the first Social Report of the Foundation Cesar is published. Enea Mazzoli is confirmed as Chairman, the Deputy Chairmanship is entrusted to Eugenio Ferioli, while Hon. Nevio Felicetti is confirmed as honorary Chairman.

In 2000, a new accident policy is launched. It is called “Favola” and is reserved for housewives. It is the result of the legal obligation (Law 493/1999) to provide health protection in the home and the establishment of insurance against household accidents.

In 2000, Unipol participates in the relocation plan of employees of Universo Assicurazioni, an insurance company based in Bologna merged and moved to Milan. About 80 people are hired in the three-year period 2000-2002.

The Foundation establishes the award “The Key to Smiling” to be given to those who strive towards others in the field of road safety, social solidarity and legality. The first three winners in Turin are Norberto Bobbio, Vittorio Foa and Alessandro Galante Garrone.

On 1 January, a new organizational department is set up, the anti-fraud unit.